Editorial Policy

1. What We Publish

Unburden publishes educational content about debt payoff, personal finance, and financial planning tools. Every article is written to help you understand the math behind debt and make informed decisions. We do not publish financial advice, investment recommendations, or personalized debt solutions.

2. Verification Process

Every article on Unburden is verified against two standards before publication:

Amortization math

Any claim about payment timelines, interest savings, or strategy comparisons is checked against standard amortization formulas. We use the same calculation engine that powers our debt payoff calculator to verify numbers in articles.

Primary sources

Statistics, regulatory references, and industry data are traced to original sources — not secondary roundups. When we cite a study, we link to it. When we reference Canadian law, we cite the specific act or regulation.

Correction policy

If we discover an error in published content, we correct it within 48 hours and document the change in the article's version history. If the error affects a numerical claim (interest rates, timelines, savings figures), we add a visible correction note at the top of the article for 30 days.

Report errors: hello@unburden.money

3. Author Credentials

Unburden content is written and verified by Morgan Kane, the founder of Unburden. Morgan is a Senior QA professional based in Ontario, Canada, with a background in software quality assurance and systems testing.

While Morgan is not a certified financial planner or Licensed Insolvency Trustee, every article is held to a QA standard: claims are traceable to sources, math is reproducible, and edge cases are disclosed. When a topic requires expertise beyond this scope, we direct readers to qualified professionals.

For personalized debt guidance in Canada, we recommend speaking with a Licensed Insolvency Trustee.

4. How We Make Money

Unburden is funded through:

• App purchases: Unburden offers a one-time lifetime purchase and optional subscription tiers. There is no free tier supported by data sales.
• Display advertising: Some pages on unburden.money show ads through Google AdSense. These ads do not influence our editorial content. Ad placements are algorithmic, not sold to specific financial products or services.

We do not accept sponsored content, paid product placements, or affiliate commissions from debt services, lenders, or credit repair companies. We do not sell your financial data — it never leaves your device.

5. Privacy & Data Handling

Unburden's privacy architecture is built on a simple principle: your financial data stays on your device.

• No bank linking required
• No account required to use calculators
• Your balances, rates, and payoff plans never touch our servers
• We use basic analytics to improve the site and app. Your financial information is never part of that.

Read our full Privacy Policy for details on analytics, cookies, and data retention.

6. Content Updates

Financial information changes. Interest rates shift. Regulations evolve. We review and update content on the following schedule:

• Pillar posts (calculator guides, major strategy explainers): reviewed every 90 days
• Cluster posts (supporting articles): reviewed every 180 days
• Calculator tools: verified continuously; formula changes are versioned
• Stat pages (interest rate benchmarks, regulatory references): updated within 48 hours of material changes

Each article displays its last reviewed date. If an article is outdated and pending update, we add a banner noting the situation.

7. Independence & Conflicts

Unburden has no financial relationship with banks, lenders, credit counselling agencies, or debt consolidation services. We do not recommend specific products for compensation. Calculator comparisons are based on publicly available feature sets and user-reported data, not partnership agreements.

8. Contact

Questions about our editorial standards, corrections, or data practices:

hello@unburden.money

Last updated: May 5, 2026